Credit Audit

The credit audit or credit analysis determines if the client really needs credit repair , which is why performing a credit check is the first step in restoring credit by obtaining the customer's credit report.

When performing the credit analysis it determines the number of negative elements and inaccuracies in the client's credit report: credit inquiries, debts, repossessions, bankruptcies, late payments, foreclosures, debts, etc. After this, the credit analyst determines the best credit strategy to begin disputing negative items and inaccuracies on the credit report.

Credit score is an important element in determining approval in the financial goal that is being sought, by removing the negative elements on the credit report the credit score increases and the credit history looks healthier to get approved with banks or lenders.
After the client is enrolled in our credit restoration and financial education program, Analyzes each credit account in depth including all accounts, balances, utilization, credit combinations, debts and factors that affect the credit score for the purpose of making disputes most successful with the credit bureaus (Equifax, Experian and Transunion) and a personalized plan is developed based on the credit report to achieve the financial goal in the shortest possible time.
Late payments and past due accounts are identified on the credit report to later dispute these negative items With credit bureaus, after removing these items from your credit history, it's easier to get approvals from lenders.
After sending the dispute letters with the negative elements and inaccuracies such as: credit inquiries, debts, repossessions, bankruptcies, late payments, foreclosures, debts, etc. to the credit bureaus we wait for the response from the credit agencies (Equifax, Transunion and Experian) with the final result of the credit investigation, then the credit report is updated to verify that the negative elements have been removed from the client's credit history.

Credit monitoring allows us to see the changes made in the credit report and thus the desired financial goal can be achieved.

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A Credit Repair Company you can trust

Credfixx is a trusted and reputable credit repair company with years of experience in helping individuals just like you overcome credit obstacles and rebuild their creditworthiness. Our team of credit experts, financial consultants, and dedicated professionals are here to assist you every step of the way.


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